Car loans

Car Finance for Bad Credit

Car Loans

– A Smooth Drive Towards Buying Your Four Wheels

Buying your first car? OR Upgrading to a new model? Whatever is your concern, get ample time to choose the right car because the funding part will not take time with our instant car loans. 247Lenderloans provides online car loans in Ireland for new and used cars through 24x7 presence, including bank holidays. We fund up to 95% of the car price, but for the applicants, with good credit score, we offer 100% funds with no deposit required.

We have reasonably priced deals that leave lesser burden with smaller instalments and lower rates. You can find our deals competitive and easy to process with a 100% paperless procedure. Gain certainty through pre-approval on car loans to widen your choice in choosing the right car. Our aim is your comfort, and new aged online lending strategy helps us achieve that with ease.

Approval decision comes instantly, and within 3 hours, we complete the loan process. No need to visit the office; our relationship managers explain everything over call and describe the list of information required. Visit our website, apply with the necessary details, sit back, and rest.

We respond with a precise answer on your loan application. Stay updated on the latest status of the application with timely notifications. Keep good vibes, as our approval rate is 99%. Funds reach to your bank account conveniently followed by the message of ‘funds reached’.

Show us the essential repaying capacity through a stable current income status, and we are committed to offer guaranteed car finance. Yes, that means, assured approval!!

Car Loan

How Can I Avail Cheapest Car Loans In Ireland?

Cheaper deals on car finance in Ireland are available, but if you are looking for the CHEAPEST one, 247Lenderloans can help. We have the most affordable alternatives with choice of interest rates because you get customised deals. The repayment plans are easy to follow with the affordable amount and the date of payment that we decide with your consent. For any doubt, you can always contact us and ask for the detailed information. We believe in transparency and facilitate two-way communication. It is very important for us to know the concerns of our borrowers.

With the following tips, you can avail cheapest car loan deals in Ireland –

Easy Step for car loan
  • Show a stable current income status
  • Try to maintain a good credit score
  • Prove the employment stability
  • Keep the idol income-outgoing ratio of 70:30
  • Do not make multiple applications

The above simple tips that are easy to follow can help you get easy and instant access to our deals that are among the best car finance options in Ireland.

My Credit Score Is Neither Good Nor Fair; Can I Apply?

Yes, you can apply despite the absence of the perfect credit score performance. Every day we get thousands of queries from people seeking car finance in Ireland with bad credit. If you are among them, 247Lenderloans is your one-stop solution. We are always ready to talk or sit with our borrowers in need and find the best possible solution according to their financial conditions.

If you have the following conditions in personal finances, it can be easier for us to help you with an affordable bad credit car loan and no credit chedck:

  • Improved recent financial behaviour
  • Satisfying creditworthiness for car loan instalments
  • Stay on the electoral roll to help us confirm your address details
  • Make a considerable down payment to improve affordability
Can I Apply with bad credit

You can make your car loan journey easier with our assistance and the above conditions in your personal finances.

Can I Get Car Finance With No Regular Monthly Income?

The rudimentary requirement to qualify for car finance is the repaying capacity against the loan amount. It has nothing to do with the employment status. Normally, the self-employed people or partly employed people or freelancers do not have a regular income. However, if they have basic repayment efficiency, qualifying for the funds is not difficult.

At Mylenderloans, we even consider the jobless people through car finance for unemployed in Ireland. Your only task is to have a source of money that can prove you are able to pay back the funds on time. Jobless people too have their irregular but promising sources of earning, if that is the case with you, we can fund your car buying.

Why Only Mylenderloans? Definite Reasons Are Here

We have some precise reasons to present our utility to obtain the best car loans in Ireland. Have a look at them and decide –

  • Timely availability of funds through speedy procedures
  • Rational deals through a car loan calculator
  • Pre-approval facility to deliver the element of certainty
  • No documentation or arrangement fee

Your discretion is the final judge; an interaction with us can make things even more clear. Keep no doubt and contact us anytime you want.

247Lenderloans aims to offer affordable and immediate car loans to borrowers through a speedy online procedure. We are destined to provide only the best deals with no compromise on the interest rates.


What do I need to get a car loan with bad credit?

The car finance in Ireland for bad credit people have precise requirements to approve funds to the applicant. These are –

  • Stable current income status
  • Satisfactory repaying capacity
  • Bank statement of last 6 months

Have good income but bad credit issues? Can I get a loan?

No, nowadays, you do not get a rejection of bad credit car loans in Ireland with a good income until you make some mistakes. They can cause rejection.

  • Applying to many lenders at the same time
  • Not paying the bills and debts on time in recent days
  • Applying with the incomplete information

Can I avail car finance on my part-time income?

Yes, of course, you can get it. The majority of the lenders prefer employed borrowers to grant car finance. It does become difficult for the unemployed ones. At the same time, a few private lenders in Ireland can offer car finance for the unemployed in Ireland based on their part-time income or benefits as repayment sources.

Can you get the cheapest car loan in Ireland?

Yes, you can get it if you want the cheapest car loan in Ireland. This is the best way to maintain a good credit score. Every lender prefers those who have maintained credit history performance and repaid their previous loans on time. Besides, you should be working with a full-time job to maximise your chances of quick loans at reasonable rates.

Our Services

  • Bad Credit Loans
  • Business Loans
  • Car Loan
  • Quick Loan
  • Doorstep Loans
  • Student Loans
  • Home Improvement Loans

Representative Example

Loan amount of €10,000 with a monthly repayment of €331.19 over a loan term of 36 months at a rate of interest per annum (fixed) of 12.5%. This is equivalent to 12.5% APR Representative. Total amount repayable is €11922.79

Our Features

  • 24/7 Support
  • 100% Online Application
  • No Upfront Fee
  • No Hidden Charges
  • Instant Fund Transfer
  • No Documentation Required
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